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Feature

MobilePay at purchase, and the money in the bank when you want it.

A DKK 500 gift card won't be bought if the buyer first has to dig out their debit card. That is why your shop accepts MobilePay alongside ordinary payment cards, and Apple Pay and Google Pay on the phones and browsers that support them. The payment is in your own Stripe account the same moment, and you choose when the money moves on to the bank: every day, every week, every month, or when you press «Pay out now».

Create a shopSee pricing
01

How it works

Three steps

  1. 01

    Connect your Stripe account

    During setup you connect an existing Stripe account or create a new one along the way. Stripe handles identity verification and sending the money to your bank.

  2. 02

    The customer chooses at payment

    The last step is Stripe's payment page: MobilePay or card. On an iPhone, a Mac with Safari or in Chrome with a saved card, the card payment can be completed with Apple Pay or Google Pay. The payment is in your Stripe account the same moment.

  3. 03

    You choose when the money goes to the bank

    Under Payouts you choose whether Stripe pays out every day, once a week, once a month or not by itself at all, so the money stays put until you press «Pay out now». For example the day after an event, once it is over.

The money's route

One transaction

The customer pays

The gift card DKK 500.00 + handling fee DKK 5.00MobilePay, card, Apple Pay or Google Pay

DKK 505.00

The shop's own Stripe account

A direct charge on your connected account

DKK 505.00

Kuvert's fees

Service fee, 2 % + VAT on the cardDKK 10.00 + DKK 2.50 VATDKK 12.50

Handling fee, paid by the buyerDKK 5.00

DKK 17.50

On to the shop's bank account

Stripe pays out every day.Before Stripe's own fee, which settles on your account

DKK 487.50

Kuvert stands beside the route, not on it. The payment happens on your own Stripe account, we take only our fees from the individual sale, and at no point do we hold your money.

From the buyer's payment to your bank account, with Kuvert alongside. Choose your payout schedule, or turn the direction around and see a refund go back the same way.

Which way does the money go, and when?

The buyer pays the card and the handling fee into your own Stripe account. Our fees are deducted from the sale, and the rest goes to the bank every day.

Payment

  • MobilePay
  • Apple Pay
  • Google Pay
  • Visa
  • Mastercard

The purchase is completed in Stripe Checkout. MobilePay and payment cards are the two methods we send to Stripe; Apple Pay and Google Pay sit on top of the card payment and appear on the devices that support them. Stripe is the payment provider, and the money lands in your own connected Stripe account.

02

Details

What to know

The money never passes through Kuvert
The payment happens on your own Stripe account. Kuvert only deducts its fees from the individual sale and never holds your money at any point.
Four payout schedules
Every day, once a week on the weekday you choose, once a month on the date you choose, or «I'll pay out myself». Whatever the schedule, the money from a sale can be paid out at the earliest once Stripe has released it, typically a few days after the payment.
Apple Pay and Google Pay come with card payment
The payment page shows the methods your own Stripe account has switched on, that is card and MobilePay, which we request during setup. Apple Pay and Google Pay appear on top of the card payment when the buyer's phone or browser supports them. You don't need to switch anything extra on, and the buyer doesn't need to install anything.
Every payout, line by line
Under Payouts, every payout to the bank is listed with the sales it is made up of and what Stripe and Kuvert have deducted: service fee and handling fee separately, and who paid them. All of it can be downloaded as a CSV file for the bookkeeper.
If you forget to pay out, we do it
If you are on «I'll pay out myself» and have not paid out for 60 days, we send whatever is ready to your own bank account. Stripe requires the money to be paid out within 90 days, and it must not be left hanging.
Refunding goes the same way back
If you refund an order, the money goes back through Stripe from the account the payment landed on.
Stripe's fees settle separately
Stripe's own transaction fees are deducted on your Stripe account and aren't part of Kuvert's 2 % + VAT.
03

Questions

Frequently asked questions

Is MobilePay switched on from the start?

MobilePay has to be switched on on your Stripe account. It is part of the setup, and until it is in place, customers can pay with payment cards, including Apple Pay and Google Pay.

Can customers pay with Apple Pay or Google Pay?

Yes, when the phone or browser supports it. Stripe shows Apple Pay on an iPhone or a Mac with Safari, and Google Pay in Chrome with a saved card. It is recorded as a card payment on your own Stripe account.

Do we need an agreement with MobilePay itself?

No. MobilePay is offered as a payment method through Stripe, so it is your Stripe account it depends on. MobilePay costs a fixed amount per month, charged through Stripe. It is on the pricing page.

When does the money land on our account?

The payment is in your own Stripe account at the moment of purchase. The money goes to the bank according to the payout schedule you have chosen (every day, every week or every month), or when you press «Pay out now» yourself. Stripe releases the money from a sale a few days after the payment, and no schedule can change that.

What does it cost?

Kuvert charges 2 % + VAT in service fee and DKK 5.00 in handling fee per gift card and per ticket. By default the buyer pays the handling fee on top of the price. Stripe's own transaction fees come on top and are settled directly on your Stripe account.

Who can press «Pay out now»?

Only the owner. The bookkeeper can see the payouts and the schedule, but cannot change the schedule or send money to the bank.

Good for

In the docs

Other features

All features

Try it on your own site.

Create the shop, connect Stripe and add your products. No monthly fee on sales and no lock-in.

Create a shopSee pricing